Identity Theft Shield & Peace of Mind

I remember being concerned about identity theft when we lived in a large apartment building and once or twice it seemed like we didn’t receive our credit card bills in the mail. As nice as it would be if our bills just disappeared, I have learned that this is one way identity thieves steal your credit card information – by taking one of your credit card bills, changing your address unbeknownest to you, then changing it back before you even notice.

In the meantime, they have opened up a new credit card in your name with bills coming to their address so you don’t even know about it. In fact, most victims of identity theft don’t find out for an average of 14 months that their identity has been compromised. Unfortunately the rule of thumb with credit card companies is unless you report any errors on your statement within 60 days, you are held financially responsible. But what if you’re not even getting your statement in the mail?

This is why I was so relieved to learn about the Identity Theft Shield. Offered through Kroll Background America and Pre-Paid Legal, two 36-year-old, publicly traded companies, they have teamed up to give North Americans peace of mind on the highest growing crime in the world, identity theft. With the Identity Theft Shield, you are protected in three ways: first, you are given a credit report; second, you’ll receive daily monitoring of your identity and will be alerted immediately by email if a credit card is opened in your name, or your address is changed to ensure this was done by you; thirdly, if you are compromised, Kroll will assign you a licensed investigator to go to work for you to restore your good name.

Many other companies provide a credit report and monitoring. But what good is monitoring unless they are able to do something about it? It’s like getting a phone call from the fire station while you’re on holiday reporting that your house is on fire but that they won’t be putting it out – they just wanted you to know.

On average, an identity theft victim will spend 600 hours, or the equivalent of 15 40-hour work weeks to put their name back together again. Wouldn’t it be wonderful if you had a professional world renown company on your side to do this for you so you can return to normal life?

To learn more about the Identity Theft Shield, please visit our website.